Author: ldoyleadmin

CayCare was founded in 2005 by Lisa Doyle. A Registered Nurse who worked with traumatic brain injuries and spinal cord injuries and then eventually home health and hospice. CayCare's philosophy is that when we educate and empower families and develop a customized approach that the outcomes will be the best possible. Each employee is hand-picked for their dedication to this philosophy.
Healthy Living, Legacy Living, PrePlanner's Webinar

How to Freeze Criminals Out of your Credit Report… AND ITS FREE!

How to Freeze Criminals Out of your Credit Report… AND ITS FREE!

Step 1:  Gather Your Social Security number, birth date, and past addresses.  Be familiar with recent borrowing.  You may be asked, for instance, about your mortgage balance.

Step 2:  Label a physical file folder, “Create Freeze.”  You will need to store important information in this folder in the event you want to unfreeze and refreeze your credit.

Step 3:  Call or go to one of the three main credit bureaus’ websites (below).  If you’re asked to create an account, write down your username and password.  Add it to your folder.

Step 4:  To verify your identity, you will need to furnish your past and present addresses (and maybe other personal info).

Step 5: You will receive or create a PIN.  Make sure you write this down and add it to your folder.

Step 6:  Repeat this process with the other two credit bureaus.  When done, put your folder in  a secure place.

Contact Info to Freeze Your Credit Report

  • Equifax: com · 800-685-1111 · (if in NY) 800-349-9960
  • Experian: com · 888-397-3742
  • TransUnion: com · 888-909-8872

This information is provided by the AARP Fraud Watch Network.  If you have been targeted by a scam, call the AARP Fraud Network Helpline at 1-877-908-3360.

 

Placement

Reasons to Work with a Senior Living Advisor During a Crisis.

Why Work with a Senior Living Advisor during a Crisis?
A Senior Living Advisor will help you assess the situation for your family.  Every Family is different, and Senior Living Advisors can devote all their attention to their clients. 

Senior Living Advisors help families examine each unique situation and provide expert guidance about developing the best approach.

Here are some of the most important factors to consider when contemplating a move back home. 

Consider the advantages of a retirement communities provide:

  • Nursing Support on-site
  • Team of caregivers to provide 24/7 oversight
  • Quick access to medical advice
  • Social engagement
  • Team of professionals to problem-solve issues that arise
  • Meals and access to food, groceries and supplies
  • Coordination with pharmacies and pharmacists regarding drugs and interactions and schedules.
  • Many senior communities also have the financial support and leadership from a larger corporation or non-profit entity and the support of their industry colleagues to ensure staffing is in place.
 A Senior Living Advisor can help answer these questions to provide the best care for your home-bound elder or loved one:

  • What level of caregiving support will your loved one need at home (how many hours of care, how many caregivers, how will these shifts be staffed)?
  • What will the cost of this care be and how does this cost compare to what you are paying now?
  • Will your loved ones be able to sustain this cost over the long-haul, even if care needs increase?
  • How will you manage if a caregiver is diagnosed?
  • How will you handle getting groceries and supplies to the house, especially if these supplies become more complicated to access?
  • Who will prepare the meals?
  • How will you keep your loved one socially connected?
  • To prevent isolation and depression, is there a plan in place for oversight and support of the caregivers?
  • Are there systems in place to ensure caregivers are not coming back to work sick?

·        If you become sick, is there a back-up plan?

These are complex issues.  Each family needs to weigh the risks and benefits of their own situation.  A Senior Living Advisor can help navigate this decision and support you in implementing a safe plan.  Some families will use a senior living advisor and a care manager.

 

 

 

 

Uncategorized

Elder Care Workshop

Attend our upcoming Elder Care Workshop! To register CLICK HERE

September 11th 11 AM to 1 PM

Puyallup WA

Learn about

  1. HOW TO make clear care decisions and SAVE MONEY!
  2. The top LEGAL DOCUMENTS you MUST HAVE.
  3. HOW TO make a FINANCIAL PLAN without going BROKE.
  4. CREATE a LIFE CARE PLAN into your future!
Goal Setting, Legacy Living, PrePlanner's Webinar, Uncategorized

Long Term Care Costs and Planning

Long-term care refers to ongoing services and support needed when people can’t care for themselves. Those extended care costs can be significant: In 2021, the average cost of skilled care at home was $216 per visit, the monthly rate at an assisted living facility was $4,500, and a monthly stay in a nursing facility was $9,034.2 

Let me tell you the average costs here are much higher.

You may think government programs will pay for your long-term care, but consider this:

• Medicare only pays for long-term care in specific circumstances.

• Medicaid, also known as medical assistance, has certain restrictions, based on your income and assets.

If you think you’ll pay for long-term care, ask yourself:

  • Will you need to dip into your retirement savings?
  • Can your spouse afford to pay for your care?
  • Can you pass assets on to your children or grandchildren, or to a charity?
  • Have you considered the tax consequences of liquidating investments?

That’s why it’s so important to start planning for your long-term care today.

Start a long-term care conversation with your family and financial professional today. We have partnered with community resources to provide you the best in support. Ask our intake team how to complete a Care Plan screening so that you can get your resources.

Find out more by registering for an upcoming class.

Pre-Planner’s and All Workshops